Steady Rates and a Financing Path Built for Factory Homes: What It Means for Coast Buyers
If you have been waiting for a signal before planning a home, the Bank of Canada just gave you a steady one. On July 15 the Bank held its policy…
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Financing a Factory-Built Home on the Sunshine Coast: Mortgages, Draws, and the New Rules
One of the first questions we hear from Sunshine Coast buyers is not about floor plans or finishes. It is about money: can I actually get a mortgage on a…
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Beyond the Home Price: The Site Costs to Budget for a Sunshine Coast Modular Build
One of the most common surprises for first-time buyers on the Sunshine Coast is this: the price of the home is not the price of the project. A factory-built home…
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A Sixth Rate Hold: What Steady Rates Mean if You Are Planning a Coast Build
If you have been waiting for a clearer signal before planning a home, this week offered one. On July 15, 2026 the Bank of Canada held its policy interest rate…
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You Can Now Put 5% Down on a Factory-Built Home: How the New Financing Works
One of the most common worries we hear from Sunshine Coast buyers is not about the home itself – it is about the mortgage. “Can I even finance a house…
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Steady Rates, Steadier Planning: What the Bank of Canada’s Hold Means for Your Coast Build
If you’ve been sitting on a “maybe next year” home plan, the last few months have handed you something valuable: predictability. On June 10, the Bank of Canada held its…
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Do Modular Homes Hold Their Value? Resale and Appraisal on the Sunshine Coast
It is one of the first questions people ask us, often before they have even picked a floor plan: “If I put a modular home on my Sunshine Coast lot,…
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Property Transfer Tax and Your New Modular Home: A Sunshine Coast Guide
Buying land or a home in British Columbia usually comes with a tax that surprises first-time buyers: Property Transfer Tax, or PTT. It is not the same as your yearly…
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New GST Rebate for First-Time Modular Home Buyers in BC
There is a new reason to take a serious look at building new on the Sunshine Coast, and it has nothing to do with paint colours or floor plans. As…
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Mobile, Manufactured, or Modular? What the Labels Really Mean on the Sunshine Coast
Spend an afternoon shopping for a factory-built home and you will run into three words used as if they mean the same thing: mobile, manufactured, and modular. They do not….
