The All-In Cost Guide To Eco Fab Modular Homes

What’s this really going to cost, all in?

That’s the question every single person asks us, and it’s the right one. Here’s the honest answer: a real estimate we wrote in June, itemized to the dollar, plus the costs that never show up on anyone’s estimate, ours included. No form to fill out, no call required. It’s all on this page.

A real home, delivered to the Coast: $252,476

This isn’t a “starting at” price or a price per square foot. It’s estimate 26-6, The Banbury, a 936 sq ft single-section, written in June 2026 for a real build in Gibsons, right here on the Sunshine Coast. Home, options, delivery and taxes came to $252,476, itemized to the dollar, in writing.

Bigger homes scale up from there: a real 1,512 sq ft double-section we estimated in August came to $311,777 all-in. And going the other way, our homes start around $120,000, and I’d budget a bare minimum of $160,000 all-in for a small home on an ideal lot.

Here’s exactly what that $252,476 is made of.

Line by line

• The home: $170,995. The Banbury itself, 936 sq ft, finished inside, and the stainless steel appliances come standard, not as an upgrade. That’s $183 per square foot for the house alone. The house and the options are nearly 80% of the total. Most of the money buys the home, which is how it should be.
• The options: $26,863. This buyer’s picks, each priced on its own line: finished drywall throughout, vinyl plank flooring, a propane gas range, a dishwasher, pot lights, soft-close cabinets, on-demand hot water. You see every option’s price before you sign, not after.
• Delivery: $36,000. Trucking and barge to Gibsons. Here’s the part worth knowing: at 15’8″ wide, this home is an oversized load, and that’s most of why delivery costs what it does. A 14′-wide home ships without the oversize premium, at around $16,000, about $20,000 less. Width matters more than distance, and we’ll tell you which side of that line a model sits on before you fall in love with it. The carriers also have fuel surcharges lately, so delivery prices can move a little between quote and delivery day.
• PST: $6,925. In BC, PST on a manufactured home is charged on half the price at 7%, so it works out to 3.5%. No PST is charged on delivery.
• GST: $11,693. 5%, on everything. There’s a government program to rebate a portion of the GST on new homes. Ask us and we’ll point you at it.
• Add it up and you get $252,476. Every line of that is on the written estimate. And once we’ve signed a contract, the price is locked. If factory prices move after that, that’s our problem, not yours.

But that’s the estimate. It’s not everything you’ll spend. Here’s the rest.

What you actually pay: four numbers, not one

The estimate covers the home, options, delivery and tax. Here’s the rest, on every estimate we write, and on every estimate anyone else writes too:

• Set, block, level and skirt: about $5,000-$6,000 for a single-section like this one, depending on the site and options, and $16,000 to $20,000 for a double. A single-section usually takes about a day; a double is closer to five, with the sections joined on site. The price often includes the stairs, and decks if you want any built, which is part of why the number moves. Paid directly to our contractor Darren, who sets all our homes. Best in the business.
• The crane: nothing. The home is set on blocking. Nothing is lifted, so there is no crane bill. On a craned modular (the A277 route onto a full foundation) this line runs $3,000 to $5,000, paid directly to the operator.
• Your site: the number nobody can give you over the phone. Foundation or piers, site prep, driveway work, septic, water, hydro connection, permits. Every lot is different, so this never appears on an estimate. Not ours, not anyone’s. What we can tell you: on the Coast, a slab foundation often runs around $15 a square foot. Call it about $14,000 for the 936 sq ft home above. Foundation work on an A277 build going onto a full foundation is usually more expensive, and much harder to quote. The cheapest version of this whole line is a single-section home on a simple slab with utilities already at the lot line, where you just connect to power, water and sewer. Steep, rural, or off-grid lots sit at the expensive end. Which one is yours? That’s exactly what the free site check tells you.

The site number is the honest part most people never hear until they’re mid-project. It isn’t small, and pretending otherwise is how budgets blow up. So we’ll say it plainly: anyone quoting you one all-in number without seeing your lot is guessing.

What we do instead: before you spend real money, we check your zoning, septic situation and access.

On the Sunshine Coast, that check is free. Ask for a free site check

What’s in the estimate, and what isn’t

If you only remember one thing from this page, make it this table. When you’re comparing us against anyone, another modular dealer or a stick-build quote, ask them the same question: what’s in your number, and what isn’t? A cheaper number that covers less isn’t cheaper.

Real questions people email us

Are your prices turnkey? What is and isn’t included?
The estimate covers the home (finished inside, stainless steel appliances standard) plus factory options, delivery and taxes, itemized in writing. The set crew is paid directly to the crew (real numbers above), and a crane only applies to A277 homes going onto a perimeter foundation or helical piles. Foundation, site prep, septic, water, hydro and permits are yours, because they belong to your lot, not the house. This page exists so none of that surprises you.

Do you deliver outside of the Sunshine Coast?
Yes, we can. The $311,777 double-section example above was for an off-Coast delivery. Off-Coast deliveries start with a prepaid site visit: we have to send somebody to take a look at your site before we can price the project properly. The one place we don’t deliver is Vancouver Island.

What about the islands?
Gulf Island deliveries go by barge from the Lower Mainland. It works, we’ve done it, and it’s priced per project.

Can these homes go on a basement or full foundation?
Yes, and we have basement-specific plans for exactly this. They remove some of the in-floor insulation and ductwork, and leave an opening for where the stairs go. A home going onto a full foundation is the A277 route (craned on rather than rolled), so if a basement’s in your plan, tell us early and we’ll price that path from the start.

Is there a driveway grade that’s too steep?
In theory, yes. In practice we haven’t met one yet. We recently took a home up a very short, very tight 18% grade, and it was just a matter of using different equipment to get it up the hill. We often use a mix of winches and excavators. Access is still one of the first things we look at in the free site check, so you’ll know before you’ve spent real money.

Will a bank finance a modular home?
Mortgages on these homes are obtainable; but it helps to have more than the minimum amount required to cover different payment schedules. CMHC now allows 5% down. In our experience financing worries a lot of people and stops very few. It kills maybe one deal in twenty. We can also potentially refer you to lenders that understand modular homes better.

Do I need the A277 package?
Legally, no. Our Z240 homes are lawful in most of BC without it. The city of Powell River is one exception to this. Quathet district is the complete opposite. The most common reasons to order A277 are financing and appraisal though (some lenders prefer it) or a subdivision covenant that requires it. It’s a question for your lender more than for us, and we’ll help you ask it.

What about site prep, permits, and managing all the trades?
That’s real work, and it’s the part that stalls projects when people go it alone. We refer permitting and construction management to Edgar: one fee for permitting, a separate one if you want him managing the site work. Most people are glad they did. It’s the standard path, not an upsell. We can provide limited advice on DIYing the construction management though.

Take this to the kitchen table

Nobody decides this alone. There’s a spouse, a parent whose land it is, a bank appointment next week, or another quote sitting in your inbox you want to put this next to. So we made this page into something you can put in front of them:

• The Cost Guide as a PDF: everything above, printable.
• A one-page budget worksheet: the same layers with blank fields, so you can pencil in your model, your delivery, your site, and see your own number instead of ours.

Put in your email and we’ll send both. That’s all we’ll send: no call, no follow-up sequence, no pressure. If you want to talk to us, you know where we are. If you’re on the coast and you want the zoning report also, please fill out the zoning report request form.

The one thing this page can’t show you
The numbers answer “can we afford it.” They can’t answer the other question everyone quietly has: what does it actually feel like inside?

That one takes about twenty minutes in person. Come walk through the showhome: no appointment pressure, no pitch, just the home. Every family we’ve ever built for stood in it first.

Book a showhome visit

About twenty minutes. No pressure, no pitch.

And if your land’s on the Sunshine Coast, there’s one more free step: ask for a zoning lookup report on your property. We’ll pull the zone, the overlays, and what you’re allowed to build, before you’ve spent a dollar.